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The insurance finder application easily and decide which insurance policy is the most suitable to suit your needs. While you wait, here are the types of insurances that an industrial firm should have in place. Professional Liability Insurance Also known as errors and mistakes, professional insurance for liability protects your company against liability claims arising from damages resulting from failure to perform or mistakes. Be aware that there's no umbrella policy for professional liability insurance because each industry comes with unique issues which require the creation of a specific policy. Property Insurance Irrespective of whether you rent or own your premises for business purposes Insurance for your property is required because it covers furniture, inventory, signage, as well as equipment in case of theft and storm, as well as fire. This insurance policy will not take care of the damage that is caused by natural disasters like earthquakes or floods. Perhaps you'd like to install a signboard. Alternatively, you may want look up the insurance finder application or an insurance professional to find out what kind of separate policy will cover similar damages if your company is situated in an area which is susceptible to such catastrophes. Workers"Compensation Insurance When your company has employees, you need to have a workers' insurance policy. The purpose of this policy is to pay death and disability benefits if your employees die or get injured. It is also supposed to pay for medical expenses. Now, you will probably want to forego this kind of insurance if the company doesn't involve high risk work and your workers aren't likely to fall or slip. Do not let that fool you. You won't have to worry about unexpected costs If you have already a policy. Small-scale businesses that are based at home A majority of companies begin at the domicile of the business. In contrast, homeowner insurance can be a benefit.